Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Northern New York
Established in 1950, Foy Agency Insurance has built a legacy of trust and integrity in Northern New York. Founded by Francis and Rosemary Foy, our agency began as a small family operation dedicated to meeting the insurance needs of local farmers and neighbors. Over three generations, we have expanded our expertise while maintaining the core principle of prioritizing client interests. Our team of certified professionals, including Tom Foy, Mike Hayes, and Jeff Foy, brings decades of combined experience in property and casualty insurance.We specialize in personalized solutions for personal, commercial, and agricultural risks, leveraging relationships with top-tier carriers to deliver competitive rates and comprehensive coverage. Our commitment to excellence extends to specialized programs for American Legions, VFWs, and similar organizations, ensuring tailored protection for unique community needs. With offices in Croghan, Deer River, and Lowville, we remain rooted in the values of integrity, transparency, and unwavering client advocacy that defined our founding.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Farm Insurance
Recreational Vehicle Insurance
Business Liability Insurance
Workers Compensation
Disability Insurance
Umbrella Insurance
Bonds
Details
- Year established: 1950
Highlights and features
- We offer three generations of family-owned insurance expertise since 1950.
- Our certified professionals hold CIC and CPCU designations for specialized coverage knowledge.
- We provide personalized insurance solutions for unique agricultural and commercial risks.
- We maintain partnerships with top-tier national and regional insurance carriers.
- We offer after-hours claim support for urgent client needs.
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses across Northern New York. Our offerings include property, liability, workers compensation, and umbrella coverage tailored to industries like manufacturing, agriculture, and hospitality. With partnerships spanning national and regional carriers, we ensure competitive rates and customized protection for your business's unique risks.
Homeowners Insurance
Our homeowners insurance packages protect Northern New York residents with combined auto and home coverage options. We address specialized risks like landlord properties, recreational vehicles, and farm assets while maintaining competitive pricing. Our team ensures personalized service to safeguard your family's most valuable investments through trusted insurance providers.
Farm Insurance
We specialize in farm insurance solutions addressing the unique needs of agricultural operations in Northern New York. Our policies cover equipment, livestock, and property risks while offering competitive rates through carriers experienced in rural insurance. Our expertise stems from decades of serving local farmers and understanding the evolving challenges of modern agriculture.
Workers Compensation
Our workers compensation insurance helps businesses meet legal requirements while protecting employees and employers from workplace injury costs. We partner with carriers offering reliable claims management and risk assessment services. Our team provides guidance on compliance and safety programs to minimize workplace hazards for Northern New York businesses.
American Legion Insurance
We offer specialized insurance programs for American Legions, VFWs, and similar organizations across New York. Our coverage includes replacement cost for buildings, liquor liability, and commercial general liability tailored to post-specific needs. With over 280 posts insured, we provide individualized assessments and competitive pricing for veteran community organizations.
People
Tom Foy
Founder
A Vietnam veteran and insurance industry veteran, Tom Foy joined the family agency in 1971. He earned CIC and CPCU designations while building the agency into a respected regional business. His military service and generational experience shape our client-first philosophy.
Jeffrey Foy
Principal/Partner
Third-generation leader Jeffrey Foy serves as President with 14 years of experience. Holding a Bachelors in Insurance & Risk Management and CIC designation, he specializes in commercial insurance solutions. His leadership continues the family tradition of personalized client service in Northern New York.
Michael Hayes
Principal/Partner
With CIC and CPCU credentials since 1988, Mike Hayes manages operations and develops business insurance solutions. As part of the agency's leadership trio, he combines technical expertise with deep knowledge of North Country commercial risks to deliver tailored coverage options.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, farm), commercial insurance (property, liability, workers comp), and specialized coverage for American Legions and VFWs across Northern New York.
How do I file a claim after hours?
Call Jeff Foy or Mike Hayes directly using numbers listed on our answering machine. We provide after-hours claim support for urgent situations outside regular business hours.
Why choose a local insurance agency?
Our generational expertise and community focus let us offer personalized service, local risk knowledge, and direct access to decision-makers unavailable through large national companies.
Do you insure recreational vehicles?
Yes, we offer specialized coverage for recreational vehicles including motorcycles, boats, and RVs as part of our personal insurance packages for Northern New York residents.
How do you help businesses manage risks?
We assess your specific industry risks, then leverage relationships with 20+ carriers to create customized protection plans covering property, liability, and workforce safety needs.
