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Your Trusted Insurance Partner in Carthage, NY
At Fuller Insurance Agency, our priority is helping customers find the best coverage to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to tailor solutions to individual needs, ensuring peace of mind without excessive costs. With over four decades of service in Upstate New York, we combine deep local knowledge with a commitment to personalized service.

Our team advocates for clients during claims, prioritizing fair and prompt resolutions. We specialize in auto, home, and business insurance, serving individuals and businesses across New York with transparency and expertise.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Workers Compensation Insurance Commercial Property Insurance Motorcycle Insurance Renters Insurance Personal Umbrella Insurance Flood Insurance
Highlights and features
  • We are independent agents offering policies from multiple top-tier carriers.
  • Over 40 years of experience serving individuals and businesses in New York.
  • We advocate for clients during claims to ensure fair, prompt resolutions.
  • Our team provides personalized service tailored to individual insurance needs.
  • We prioritize transparency and cost-effective solutions for all clients.
What people say
Very helpful and informed Quick with proof of insurance Straightforward and honest Long-time family owned Fair and prompt payment
Services
Auto Insurance
Auto insurance provides financial protection against vehicle-related risks, including accidents, theft, and liability claims. We offer policies tailored to individual drivers and businesses, covering standard vehicles, motorcycles, and specialty vehicles. Our independent agency partners with top carriers to ensure competitive rates and comprehensive coverage options.
Homeowners Insurance
Homeowners insurance safeguards property against damage from events like fire, storms, and vandalism. We provide policies for primary residences, rental properties, and high-value homes, including flood and earthquake coverage. Our team helps clients customize policies to protect their property and belongings while meeting specific needs.
Business Insurance
Business insurance protects companies from risks like property damage, liability claims, and operational disruptions. We offer general liability, workers' compensation, commercial property, and cyber liability policies. Our solutions cater to small businesses, nonprofits, and large enterprises, ensuring tailored coverage to sustain business continuity.
Life Insurance
Life insurance provides financial security for beneficiaries upon the policyholder's death. We offer term life, whole life, and final expense policies to meet diverse needs. Our agency helps clients select coverage that aligns with their family's future needs, retirement planning, or estate protection goals.
Workers Compensation Insurance
Workers compensation insurance covers medical expenses and lost wages for employees injured on the job. We provide policies compliant with state regulations, protecting businesses from liability claims. Our team ensures coverage meets industry-specific risks while supporting employee well-being and legal compliance.
Questions
How do I file an insurance claim?
You can file a claim directly through your carrier's 24/7 Claim Support Service or contact us for assistance with the process.
What payment methods are accepted for premiums?
Most carriers accept EFT, e-check, or credit card payments for policy premiums through their online billing systems.
Do you offer business insurance policies?
Yes, we provide commercial property, general liability, workers' compensation, and specialized business insurance policies tailored to your industry needs.
Can I request a certificate of insurance online?
Commercial policyholders can submit certificate of insurance requests through our online form, and an agent will process your request promptly.
Are you available for after-hours emergencies?
Our carriers offer 24/7 claims support, and we recommend contacting them directly for urgent claims assistance outside business hours.
How often should I review my insurance policies?
We recommend an annual insurance review to ensure your coverage aligns with current needs, especially after major life or business changes.