Business Details
Your Trusted Insurance Partner in Harrisburg
Advanced Insurance Benefits, founded by Tammy Shewell, has dedicated itself to demystifying insurance options for clients across South Central Pennsylvania and beyond. With over two decades of experience as a licensed insurance agent, Tammy specializes in Medicare, health, and life insurance, prioritizing education over sales to help clients make informed decisions. The business offers personalized assessments to evaluate individual needs, budget constraints, and coverage preferences, ensuring clients secure plans that align with their current and future requirements. Advanced Insurance Benefits maintains a commitment to transparency, providing no-cost consultations and ongoing support to address evolving insurance needs.Tammys expertise extends to navigating complex enrollment processes, assisting with Medicaid dual eligibility, and explaining prescription drug plan changes. The business emphasizes relationship-building, with many clients referring friends and family due to Tammys client-first approach and availability for questions post-enrollment. Serving areas including Harrisburg, Carlisle, and York, Advanced Insurance Benefits combines local market knowledge with nationwide insurance insights to deliver tailored solutions.
Services
Medicare Supplements
Medicare Advantage Plans
Prescription Drug Plans
Health Insurance
Life Insurance
Highlights and features
- We offer 25+ years of experience in Medicare and health insurance guidance.
- Our personalized assessments ensure plans align with your specific needs and budget.
- No-cost consultations provide transparent, obligation-free insurance education.
- Local expertise serving South Central Pennsylvania communities and beyond.
- Ongoing support for enrollment, plan changes, and addressing coverage questions.
What people say
Explained how the Medicare system works
Worked with us until enrolled
Straighten everything out in one day
Contacted Senator's office to resolve issues
Finally understood how things worked
Services
Medicare Supplements
Medicare Supplement plans help cover out-of-pocket costs like deductibles and copayments under Original Medicare. These plans are ideal for individuals seeking predictable healthcare expenses and broader coverage. Advanced Insurance Benefits educates clients on plan options, ensuring alignment with prescription needs, provider networks, and budget constraints.
Medicare Advantage Plans
Medicare Advantage Plans offer an all-in-one alternative to Original Medicare, often including prescription drug coverage, dental, and vision benefits. These plans vary in network restrictions and out-of-pocket costs. Advanced Insurance Benefits compares local plans to identify options that balance coverage, affordability, and provider access for clients.
Prescription Drug Plans
Prescription Drug Plans (Part D) provide standalone coverage for medications not covered by Original Medicare. With annual formulary changes, these plans require careful review. Advanced Insurance Benefits analyzes drug tiers, coverage gaps, and pharmacy networks to help clients select cost-effective plans tailored to their medication needs.
Health Insurance
Individual health insurance plans offer coverage for medical services, preventive care, and emergencies. Advanced Insurance Benefits assists clients in navigating Affordable Care Act options, subsidies, and network limitations. The business emphasizes clarity on deductibles, copayments, and out-of-pocket maximums to ensure clients understand their financial responsibilities.
Life Insurance
Term life insurance provides financial protection for beneficiaries over a specified period. Advanced Insurance Benefits offers quotes for plans designed to cover final expenses or provide inheritance. The business educates clients on policy terms, premium costs, and coverage duration to meet long-term financial goals.
People
Tammy Shewell
Independent Agent
Tammy Shewell has over 25 years of experience in insurance, specializing in Medicare, health, and life insurance. She founded Advanced Insurance Benefits to prioritize client education and personalized service, helping individuals navigate enrollment, plan comparisons, and coverage changes.
Questions
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period (3 months before turning 65 to 3 months after), Annual Open Enrollment (Oct 15-Dec 7), or Special Enrollment Periods due to life changes.
What areas do you serve?
We serve South Central Pennsylvania, including Harrisburg, Carlisle, York, and surrounding areas, with remote assistance available statewide.
Is there a cost for your services?
No. Consultations and enrollment assistance are free with no obligation to purchase a plan.
How do I compare insurance plans?
We review your needs, budget, and coverage preferences, then compare available plans to find the best match for your situation.
Can you help with Medicaid eligibility?
Yes. We assist with applications for Medicaid dual eligibility and programs like LIS and PACE/PACENET for low-income individuals.
What if my prescription drug costs change?
We review formulary updates annually and help you understand prior authorizations, step therapy, and cost-saving options for medications.
