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Business Details
39 Years
experience
Your Trusted Insurance Partner in Leominster, MA
Founded in 1987 by Joe and Lisa DeCarolis, our agency has built a reputation for delivering personalized insurance solutions to families and businesses in Leominster, MA. With over three decades of experience, we specialize in auto, home, and commercial insurance, partnering with leading providers like Travelers and Progressive to offer tailored coverage. Our commitment to community service and customer satisfaction has earned us multiple Reader's Choice awards for Best Insurance Agency.

We pride ourselves on treating clients like family, ensuring their needs are met with integrity and expertise. Our team's deep local knowledge and dedication to philanthropy reflect our belief in giving back to the community we serve.
Services
Auto Insurance Home Insurance Commercial Umbrella Insurance Workers Compensation Insurance Boat Insurance Snowmobile Insurance Rental Property Insurance Condo Insurance Vacant Property Insurance Inland Marine Insurance
Details
  • Year established: 1987
Highlights and features
  • We offer over 30 years of personalized insurance service.
  • Our agency represents top insurers like Travelers and Progressive.
  • Recognized as Best Insurance Agency by Sentinel & Enterprise multiple times.
  • Committed to community involvement and local philanthropy.
  • Specialize in customizing coverage for auto, home, and business needs.
What people say
Reader's choice winner Top customer service Community involvement Personalized service Award-winning agency
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to protect drivers and their vehicles. Our coverage includes liability, collision, and comprehensive options, ensuring financial security against accidents, theft, or damage. With customizable plans and competitive rates, we help clients find the right protection for their needs.
Home Insurance
Our home insurance policies safeguard homeowners against property damage, liability claims, and additional living expenses. Coverage includes protection for structures, personal belongings, and liability for injuries on the property. We offer endorsements like oil leak remediation to address specific risks, ensuring comprehensive protection.
Commercial Insurance
We offer tailored commercial insurance solutions for businesses, including liability, property, and workers' compensation coverage. Policies protect against risks like property damage, lawsuits, and employee injuries. Our services help businesses maintain compliance and financial stability through customizable plans.
Boat Insurance
Our boat insurance policies protect recreational vessels against damage, theft, and liability. Coverage includes physical damage, medical payments, and liability for water-related incidents. We provide guidance on safety requirements and endorsements like the Safety Navigator to enhance protection for boaters.
Vacant Property Insurance
We offer specialized insurance for vacant properties, addressing risks like vandalism and undetected damage. Standard policies exclude long-term vacancies, so our tailored coverage ensures protection during extended unoccupancy. This service helps property owners mitigate financial risks associated with empty buildings.
People
Joseph J. DeCarolis Jr.
Owner
Joseph J. DeCarolis Jr. founded the agency in 1987 with expertise in auto, home, and business insurance. A University of Lowell graduate, he prioritizes personalized service and community involvement, coaching local football and supporting charities.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, boat, and vacant property insurance, along with specialized coverage like oil leak remediation and workers' compensation.
Are you available for emergencies?
Our regular hours are Monday-Friday 8:00am-4:00pm. For urgent claims, contact us during business hours or reach out to your insurer directly for after-hours assistance.
Do you serve areas outside Leominster?
Yes, we serve Leominster and surrounding areas in Massachusetts, providing personalized insurance solutions tailored to local needs.
Can I add coverage for oil tank leaks?
Yes, we offer an Escaped Liquid Fuel endorsement for oil leak coverage, costing $87–$120 annually with protection up to $100,000 for cleanup and property damage.
How can I get a quote?
Contact us via phone at (978) 840-2957 or visit our office at 146 North Main Street, Leominster, MA, to discuss customized insurance options.