Business Details
44 Years
experience
Your Trusted Insurance Partner in Kemah, TX
Alber Insurance Agency was founded in 1982 by James Alber, who recognized the need for superior customer service in the insurance industry after experiencing inadequate support from his previous provider. As a family-owned and operated business, we prioritize delivering the high standards of service we ourselves expect. With over 42 years of experience serving Texas, we specialize in connecting clients with tailored insurance solutions through partnerships with reputable providers. Our agency offers comprehensive coverage options for homeowners, auto, flood, windstorm, and recreational vehicles, ensuring clients receive competitive rates and personalized guidance.We maintain appointments with multiple top-rated insurance companies, allowing us to provide comparative quotes and customized policy analysis. Our team handles claims coordination, policy renewals, and risk assessments while emphasizing transparency and client education. Located in Kemah, Texas, we serve clients across the state with weekday appointments available and after-hours communication options. Our commitment to ethical practices and customer satisfaction has sustained our reputation as a trusted local insurance advisor.
Services
Homeowner Insurance
Auto Insurance
Flood Insurance
Windstorm Coverage
RV Insurance
Boat Insurance
Claims Assistance
Policy Analysis
Risk Assessment
Coverage Consultation
Details
- Year established: 1982
Highlights and features
- We offer over 42 years of Texas insurance expertise since 1982
- Our family-owned agency maintains appointments with top-rated insurers
- We provide personalized policy analysis and comparative quoting services
- Our team offers dedicated claims coordination and policy renewal support
- We emphasize transparent communication and client education
Services
Homeowner Insurance
We provide comprehensive homeowner insurance solutions protecting Texas properties against sudden water damage, windstorms, and other covered perils. Our policies include options for bundling with auto insurance to reduce costs while maintaining coverage quality. Our team helps clients understand policy details and coverage limitations.
Flood Insurance
Specialized flood insurance policies address Texas residents' unique water damage risks. We explain coverage parameters for gradual leaks versus sudden flooding, help clients obtain NFIP-compliant policies, and coordinate claims documentation for flood-related losses.
Claims Assistance
Our agency facilitates the claims process by connecting clients with insurance providers and explaining required documentation. We help prepare policyholder information, loss descriptions, and damage documentation while explaining temporary repair guidelines.
Policy Analysis
We conduct detailed insurance needs assessments comparing multiple providers' offerings. Our analysis includes policy terms, coverage limits, and available discounts while explaining differences between insurance company ratings and financial stability.
Recreational Vehicle Insurance
We offer specialized insurance for motorcycles, boats, RVs, and ATVs with options for emergency expense coverage and pet injury protection. Our policies address unique risks associated with recreational vehicles while maintaining affordability through bundling options.
Questions
What types of insurance do you offer?
We provide homeowner, auto, flood, windstorm, motorcycle, boat, RV, and ATV insurance policies tailored to Texas residents' needs.
How can I file a claim?
Contact us via phone or email with policy details, loss description, and damage documentation. We'll coordinate with your insurance provider to initiate the claims process.
Do you offer policy comparisons?
Yes, we analyze multiple providers' offerings to help you compare coverage terms, pricing, and company ratings before selecting a policy.
Are flood insurance policies required in Texas?
While not universally mandatory, flood insurance is strongly recommended for Texas residents due to the state's frequent flooding risks, even in moderate-risk areas.
Can I get insurance for recreational vehicles?
Yes, we offer specialized coverage for motorcycles, boats, RVs, and ATVs with options for emergency expenses and pet injury protection.
