Business Details
50+ Years
experience
Your Trusted Insurance Partner in Zanesville, OH
Established in 1956, Cummins Insurance has been a family-owned and operated independent insurance agency serving Zanesville, Ohio, and surrounding areas. Our commitment to personalized service spans three generations, with a focus on understanding client needs through deep community involvement. As an independent agency, we represent multiple carriers to provide tailored insurance solutions for personal and business needs, including auto, home, life, health, and commercial coverage.Our team prioritizes transparency, affordability, and long-term client relationships, ensuring comprehensive protection for assets. With over 65 years of experience, we combine industry expertise with a dedication to evolving with client needs while maintaining the trust of our community.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Renters Insurance
Motorcycle Insurance
Boat Insurance
Commercial Auto
General Liability
Flood Insurance
Details
- Year established: 1956
Highlights and features
- Family-owned since 1956 with three generations of expertise
- Independent agency offering policies from multiple carriers
- Community-involved team with local market knowledge
- Tailored insurance solutions for personal and business needs
- Over 65 years of combined experience in risk management
Associations and certifications
- Western Reserve Group Insurance Company (Presidential Agency Partner)
What people say
Personalized service
Knowledgeable professionals
Saved us money
Great customer service
Efficient and polite
Services
Auto Insurance
Auto insurance protects drivers from financial losses due to accidents, theft, or damage. We offer policies tailored to individual driving habits, vehicle types, and coverage needs. Our agents compare options across multiple carriers to find affordable rates while ensuring comprehensive protection for personal and commercial vehicles.
Homeowners Insurance
Homeowners insurance safeguards your largest asset against risks like fire, theft, and natural disasters. Our policies include dwelling coverage, personal property protection, and liability insurance. We help clients understand policy details and select appropriate limits to protect their homes and belongings.
Life Insurance
Life insurance provides financial security for loved ones in the event of your passing. We offer term and permanent policies to meet different needs, including income replacement, mortgage protection, and estate planning. Our agents assess individual circumstances to recommend coverage amounts that ensure family stability.
Business Insurance
Business insurance protects companies from liability claims, property damage, and operational disruptions. We provide general liability, commercial auto, and business owners policies tailored to industry-specific risks. Our solutions help businesses maintain continuity and financial stability through unexpected challenges.
Renters Insurance
Renters insurance protects personal belongings and provides liability coverage for tenants. Policies cover losses from theft, fire, and water damage at affordable rates. We help renters understand policy terms and select coverage that safeguards their possessions and living situation.
People
Clayton Cummins
P&C and Commercial Lines Agent
Clayton Cummins specializes in property and casualty insurance, bringing decades of family experience to commercial and personal coverage solutions. He focuses on risk assessment and policy customization for clients.
Kellie Cummins
P&C Agent, Office Manager
Kellie Cummins manages daily operations while providing expert guidance on property and casualty insurance. Her client-focused approach ensures clear communication and tailored coverage options for personal and business needs.
Kaleigh Cummins
P&C Agent, Life & Health Agent
Kaleigh Cummins offers comprehensive insurance solutions, including life, health, and property coverage. She works closely with clients to understand evolving needs and recommend adaptive protection strategies.
Mandy Roberts
CSR
Mandy Roberts serves as a dedicated customer service representative, resolving policy issues and ensuring smooth claims processing. Her proactive communication helps clients maintain uninterrupted coverage and satisfaction.
Questions
How do I get an insurance quote?
Request a free quote online, call us at (740) 452-8471, or visit our Zanesville office during business hours. Our agents will compare options to find affordable coverage tailored to your needs.
What types of insurance do you offer?
We provide auto, home, life, health, renters, motorcycle, boat, commercial auto, general liability, and flood insurance. Our independent agency model offers policies from multiple carriers for comprehensive coverage.
Why choose Cummins Insurance Agency?
As a family-owned agency since 1956, we combine local expertise with access to multiple carriers. Our personalized approach ensures coverage that fits your unique needs and budget.
Do you serve businesses?
Yes, we offer commercial insurance including general liability, business owners policies, and commercial auto coverage. Our agents specialize in risk management solutions for local businesses.
Are you available for emergencies?
While we operate during standard business hours, our team prioritizes urgent claims assistance. Contact us directly for after-hours emergencies related to active policies.
How do claims work?
Report claims promptly via phone or online. Our team guides you through documentation, coordinates with insurers, and ensures timely resolution while keeping you informed throughout the process.