Business Details
Your Trusted Independent Insurance Agent in Sarasota, FL
Michael Gildar is an independent insurance agent based in Sarasota, Florida, dedicated to providing personalized insurance solutions tailored to individual client needs. With a commitment to integrity and professionalism, we prioritize client interests by offering access to a wide range of insurance products from multiple providers. Our approach focuses on understanding unique requirements and crafting cost-effective, comprehensive coverage strategies. As an independent agent, we leverage extensive market knowledge to compare policies and secure optimal rates for life insurance, Medicare, annuities, and long-term care insurance.Our services extend nationwide, combining local expertise with nationwide accessibility. We emphasize transparency, ethical practices, and ongoing policy reviews to ensure evolving needs are consistently met. Client satisfaction is achieved through attentive service, educational resources, and support throughout the policy lifecycle. Our mission remains centered on building trust through honest advice and reliable insurance solutions.
Services
Life Insurance
Medicare Plans
Annuities
Long Term Care
Final Expense Insurance
Retirement Planning
Estate Planning
Health Insurance
Disability Insurance
Senior Insurance Products
Highlights and features
- We offer independent agent access to multiple insurance carriers
- We provide personalized policy comparisons across 37+ products
- Our service includes nationwide insurance coverage options
- We offer free policy reviews for existing insurance holders
- We specialize in senior-focused insurance solutions
Services
Life Insurance
We offer comprehensive life insurance solutions including term, universal, and whole life policies. Our independent agent status allows comparison shopping across multiple carriers to find optimal coverage-to-cost ratios. Policies can include final expense coverage, survivor benefits, and estate planning components tailored to individual financial situations and family needs.
Medicare Plans
We provide Medicare Part A/B, Advantage, Supplement (Medigap), and Part D prescription drug plan comparisons. Our services include annual enrollment assistance, policy reviews, and explanations of coverage options. We represent 10+ organizations offering 37+ products to help clients navigate Medicare's complexities and find cost-effective solutions.
Annuities
We offer fixed, indexed, immediate, and MYGA annuity products to create guaranteed income streams. Our services include comparing annuity contracts from multiple providers, explaining surrender charges and benefit riders, and helping clients determine appropriate allocation within their overall retirement strategy.
Long Term Care
We provide traditional and hybrid long-term care insurance solutions to cover nursing home, assisted living, and home healthcare costs. Our services include comparing coverage options, explaining elimination periods and benefit triggers, and helping clients determine appropriate coverage levels based on family history and financial circumstances.
Final Expense Insurance
We offer simplified issue life insurance policies specifically designed to cover end-of-life expenses. Our services include comparing guaranteed acceptance policies, explaining coverage limitations, and helping seniors secure affordable protection to ease financial burdens on surviving family members.
People
Michael Gildar
Independent Insurance Agent
Michael Gildar is a licensed insurance professional with extensive experience in life insurance, Medicare, and retirement planning. He specializes in helping clients across the United States find customized insurance solutions while maintaining a strong focus on client education and long-term financial security.
Questions
What insurance products do you offer?
We offer life insurance, Medicare plans, annuities, long-term care insurance, and final expense policies from multiple carriers.
Are you affiliated with any specific insurance companies?
We are independent agents representing 10+ organizations offering 37+ insurance products in most areas.
Do you serve clients outside Florida?
Yes, we serve clients nationwide while maintaining our primary office in Sarasota, Florida.
Can you help with existing policy reviews?
We provide free policy reviews to assess existing coverage and identify potential improvements or cost savings.
What are your business hours?
We are available Monday-Friday 8:30am-5:30pm (except Friday afternoons) with voicemail access 24/7.
How do you differ from captive agents?
As independent agents, we compare policies from multiple carriers rather than representing a single company.
