Business Details
Manage your billing and policy information, file a claim, and more right from your smartphone! We're not owned by shareholders; we're owned by our policyholders. We've been committed to the mutual value of neighbors helping neighbors for more than 100 years. For most of us, our home is the single largest investment we will ever make. Designed for the owner occupied home, each policy provides a package of coverages for the home and other structures, personal property, and liability.
Endorsements are available to enhance the basic coverage. Designed for the owner and tenant occupied mobile and modular home, other structures on the property, personal property, loss of use and liability. We offer several farmowners package programs designed for smaller working farms that produce significant income for their owners. Each package covers the dwelling plus other farm buildings, equipment and livestock plus liability for farm operations and employees.
Our church package policies provide broad form property perils coverage, general liability and church theft coverage for congregations interested in protecting their sanctuaries and church property.
Endorsements are available to enhance the basic coverage. Designed for the owner and tenant occupied mobile and modular home, other structures on the property, personal property, loss of use and liability. We offer several farmowners package programs designed for smaller working farms that produce significant income for their owners. Each package covers the dwelling plus other farm buildings, equipment and livestock plus liability for farm operations and employees.
Our church package policies provide broad form property perils coverage, general liability and church theft coverage for congregations interested in protecting their sanctuaries and church property.
Services
About Us
It would be hard to find a better symbol to represent our state than the farmer.
With courage and determination, farmers tilled the soil, tended livestock, and established a farming tradition in Tennessee, joining together in communities to preserve their heritage and address their needs.
As members of a group with shared concerns they met to find a solution.
One hundred years after its founding in Knox County, Farmers Mutual of Tennessee has grown to provide insurance coverage throughout the state.
With courage and determination, farmers tilled the soil, tended livestock, and established a farming tradition in Tennessee, joining together in communities to preserve their heritage and address their needs.
As members of a group with shared concerns they met to find a solution.
One hundred years after its founding in Knox County, Farmers Mutual of Tennessee has grown to provide insurance coverage throughout the state.
Pay my Bill
Farmers Mutual of Tennessee offers Annual, Semi-Annual, and Quarterly installment plans as well as an Auto Pay option (your annual premium spread out over 10 installment payments).
For those selecting the Semi-Annual or Quarterly installment option, there will be a $4.00 installment fee assessed for each payment.
All Auto Pay plans are set up through electronic funds transfer (EFT) only and require a completed authorization form along with a voided check.
Payments are withdrawn from the insured's bank account in 10 payments taken out in monthly installments during the annual policy term.
For those selecting the Semi-Annual or Quarterly installment option, there will be a $4.00 installment fee assessed for each payment.
All Auto Pay plans are set up through electronic funds transfer (EFT) only and require a completed authorization form along with a voided check.
Payments are withdrawn from the insured's bank account in 10 payments taken out in monthly installments during the annual policy term.
File a Claim
The safety of you and your family is top priority.
If your policy has additional living expense coverage and the home is unlivable due to a covered loss, there is coverage for reasonable increases in living expenses.
There are some conditions and limitations, so please notify you adjuster immediately if you believe you are in need of this coverage.
Discuss the next step with your adjuster.
Depending on the type of loss, an adjuster will call to set up an inspection time or let you know what the next step is.
If your policy has additional living expense coverage and the home is unlivable due to a covered loss, there is coverage for reasonable increases in living expenses.
There are some conditions and limitations, so please notify you adjuster immediately if you believe you are in need of this coverage.
Discuss the next step with your adjuster.
Depending on the type of loss, an adjuster will call to set up an inspection time or let you know what the next step is.
Home – Insurance
Your home is likely your most expensive asset.
Our local, independent insurance agents understand how valuable and important your home is to you and your family and will work with you to build the best coverage available at an affordable rate.
We even provide coverage for older homes as well as new; and homes in both protected and unprotected areas.
Our homeowners program is designed for the owner-occupied home.
It provides coverage for the residence, other structures on premises such as a garage or outbuilding, personal property, and additional living expense as well as personal liability and medical payments to others.
Our local, independent insurance agents understand how valuable and important your home is to you and your family and will work with you to build the best coverage available at an affordable rate.
We even provide coverage for older homes as well as new; and homes in both protected and unprotected areas.
Our homeowners program is designed for the owner-occupied home.
It provides coverage for the residence, other structures on premises such as a garage or outbuilding, personal property, and additional living expense as well as personal liability and medical payments to others.
Mobile Home – Insurance
A mobile or manufactured home is a major investment and presents unique risks which will be reviewed in order to protect your investment.
We provide coverage for both the owner- and tenant-occupied mobile home or manufactured home.
Coverage is also available for mobile homes used as seasonal dwellings if we provide coverage on the principal residence.
Our mobile homeowners program provides coverage for owner-occupied mobile homes, other structures on premise such as a garage or outbuilding, personal property, additional living expense, personal liability and medical payments.
We provide coverage for both the owner- and tenant-occupied mobile home or manufactured home.
Coverage is also available for mobile homes used as seasonal dwellings if we provide coverage on the principal residence.
Our mobile homeowners program provides coverage for owner-occupied mobile homes, other structures on premise such as a garage or outbuilding, personal property, additional living expense, personal liability and medical payments.
Farm – Insurance
It would be hard to find a better symbol to represent Tennessee than the farmer.
With courage and determination, farmers tilled the soil, tended livestock, and established a farming tradition in Tennessee, they joined together in communities to take care of one another and preserve their heritage.
Our farmowners program offers coverage for owner-occupied structures, including mobile and manufactured homes, with farm related exposures.
A farm policy covers the residence, personal property, personal liability, and medical payments.
With courage and determination, farmers tilled the soil, tended livestock, and established a farming tradition in Tennessee, they joined together in communities to take care of one another and preserve their heritage.
Our farmowners program offers coverage for owner-occupied structures, including mobile and manufactured homes, with farm related exposures.
A farm policy covers the residence, personal property, personal liability, and medical payments.
Church – Insurance
Congregations and other groups throughout Tennessee have a mutual interest in protecting their meeting places and other buildings against loss.
Our church program (valued and caring church insurance plan) is designed to meet the needs of smaller churches in both protected and rural areas.
We provide church insurance coverage for the sanctuary or meeting hall, storage buildings, church contents and premises liability and medical payments.
Important Note for Churches: Standard policies for insuring church property do not cover flood damage.
Our church program (valued and caring church insurance plan) is designed to meet the needs of smaller churches in both protected and rural areas.
We provide church insurance coverage for the sanctuary or meeting hall, storage buildings, church contents and premises liability and medical payments.
Important Note for Churches: Standard policies for insuring church property do not cover flood damage.
Help Desk
FMT Insurance's (Farmers Mutual of Tennessee) Help Desk is available to serve your Home, Mobile Home, Farm, and Church Insurance needs.
Whether you have a question or seeking insurance for homeowners or renters insurance support from us or our valued insurance agents, we are working hard to support you.
Our staff of insurance professional and experienced moms, dads, grandparents, friends, neighbors, and consumer shoppers, are prepared to listen and recommend the best opportunity for your current lifestyle.
Whether you have a question or seeking insurance for homeowners or renters insurance support from us or our valued insurance agents, we are working hard to support you.
Our staff of insurance professional and experienced moms, dads, grandparents, friends, neighbors, and consumer shoppers, are prepared to listen and recommend the best opportunity for your current lifestyle.
