Business Details
40 Years
experience
Trusted Property Insurance Solutions for Real Estate Investors
Ross Diversified Insurance was founded in 1986 by Ed Babtkis, who brought decades of experience in insurance and finance to the company. Our team has grown to include qualified professionals dedicated to providing tailored insurance solutions for real estate investors, lenders, and servicers. We operate with a clear philosophy: securing the right coverage at competitive rates while minimizing claims-related challenges for our clients. Licensed in all 50 states, we serve over 500 lenders and 3,000 investors, insuring thousands of properties nationwide. Our expertise spans rental property insurance, force-placed insurance, and REO insurance, with coverage options up to $5 million. As property owners ourselves, we understand the complexities of insurance and work closely with clients to address their unique needs.We pride ourselves on personalized service, avoiding generic solutions in favor of customized strategies. Our track record includes expedited claims processing and dedicated support, ensuring clients receive timely assistance. With decades of industry experience and a commitment to client satisfaction, we position ourselves as a trusted partner in property portfolio protection. Our participation in industry events like the California Mortgage Association seminar underscores our dedication to staying at the forefront of real estate insurance solutions.
Services
Rental Property Insurance
Force-Placed Insurance
REO Insurance
Property Insurance
Claims Assistance
Details
- Year established: 1986
Highlights and features
- We offer 35+ years of experience in real estate insurance since 1986.
- We are licensed in all 50 U.S. states with nationwide coverage.
- Our team works with over 500 lenders and 3,000 investors annually.
- We provide customized insurance solutions tailored to property portfolios.
- Our claims process prioritizes expedited resolution and client support.
Services
Rental Property Insurance
We provide comprehensive rental property insurance for single-family homes, condos, and multi-family properties up to four units. Our coverage extends to both residential and commercial properties, with flexible options for flood and liability protection. Tailored to individual or large-scale investors, our policies ensure competitive rates and streamlined administration for portfolios of any size.
Force-Placed Insurance
Also known as lender-placed insurance, this specialty service protects financial institutions' interests in properties with up to $5 million in coverage. Available nationwide, it applies to both residential and commercial properties where borrowers fail to maintain required insurance. Our policies ensure compliance while safeguarding lenders' assets against potential risks.
REO Insurance
We offer property insurance for real-estate-owned (REO) properties acquired through foreclosure or voluntary surrender. Coverage includes protection for residential and commercial properties, with optional flood and liability insurance. Designed for lenders and individual investors, our REO policies address the unique risks associated with vacant or transitional properties.
Claims Assistance
Our team specializes in expediting insurance claims processing to minimize client disruptions. We work directly with policyholders to resolve claims efficiently, ensuring timely receipt of proceeds. This service leverages our expertise in navigating complex insurance procedures while prioritizing transparent communication throughout the resolution process.
Property Insurance
We provide broad property insurance coverage for diverse real estate portfolios, including residential, commercial, and mixed-use properties. Policies accommodate single-property owners and large-scale investors, with customizable options for risk mitigation. Our approach combines competitive pricing with dedicated support to address the evolving needs of property managers and lenders.
People
Ed Babtkis
Founder
Ed Babtkis founded Ross Diversified Insurance in 1986 after gaining extensive experience in insurance and finance industries since 1980. He leads the firm's strategic direction while maintaining a focus on client-centric insurance solutions for real estate portfolios.
Mel Babtkis
Principal
Mel Babtkis co-leads Ross Diversified Insurance, contributing expertise in expanding the agency's partnerships with over 300 lenders nationwide. She plays a key role in developing insurance programs for rental, REO, and force-placed coverage.
Questions
What types of property insurance do you offer?
We specialize in rental property insurance, force-placed insurance, and REO insurance for residential and commercial properties across the U.S.
Do you insure properties nationwide?
Yes, we are licensed in all 50 states and provide coverage for properties in every U.S. region.
How do you handle insurance claims?
Our team expedites claims processing and works directly with clients to ensure timely resolution and proceeds distribution.
Can I get coverage for multiple properties?
Yes, we offer scalable solutions for single-property owners and large portfolios with streamlined administration.
What is force-placed insurance?
Force-placed insurance protects lenders' financial interests in properties when borrowers fail to maintain required coverage.
How can I request a quote?
Visit our website to complete an online quote form or contact us directly at (800) 210-7677 for personalized assistance.
