Business Details
42 Years
experience
Emergency
services
Your Trusted Insurance Partner in Frederick, MD
Since 1984, our State Farm agency in Frederick, MD has provided comprehensive insurance solutions to families and businesses across Maryland, Pennsylvania, and Virginia. Our team of licensed professionals brings decades of combined experience in auto, homeowners, life, health, and business insurance, prioritizing personalized service and community engagement. We hold prestigious State Farm awards, including membership in the Presidents Club and Million Dollar Round Table, reflecting our commitment to excellence.Our approach focuses on understanding client needs through active listening and delivering tailored coverage options with transparency. Beyond insurance, we actively support local nonprofits like the Frederick Rescue Mission and Habitat for Humanity, reinforcing our dedication to both professional and civic responsibilities. With multilingual capabilities and a focus on continuous education, we ensure clients receive informed guidance for protecting their most valuable assets.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Pet Insurance
Renters Insurance
Condo Insurance
Health Insurance
Boat Insurance
Annuities
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of local insurance expertise and State Farm recognition
- Our team provides personalized coverage solutions with multilingual support
- Available 24/7 for emergency insurance assistance and claims support
- Licensed to serve Maryland, Pennsylvania, and Virginia markets
- Actively involved in community service through local nonprofit partnerships
What people say
Helpful, efficient and prompt
Great service
Professional and caring
Quick and precise
Excellent service
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options including liability, collision, and comprehensive protection. We help clients in Maryland, Pennsylvania, and Virginia find affordable rates while ensuring adequate protection for their vehicles. Our team provides 24/7 claims support and personalized policy adjustments to meet changing needs.
Homeowners Insurance
We offer comprehensive homeowners insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common risks like fire, theft, and weather damage while offering customizable riders for valuable items. Clients benefit from expert guidance in selecting appropriate coverage limits and deductible options tailored to their specific properties.
Business Insurance
Our business insurance solutions include general liability, property protection, and workers compensation for companies in Maryland. We specialize in creating customized risk management plans that address industry-specific needs while helping businesses maintain compliance with state requirements and protect against operational risks.
Life Insurance
We provide term and permanent life insurance options to protect families' financial futures. Our agents help clients understand policy features, coverage amounts, and beneficiary options while offering competitive rates through State Farm's network. We emphasize long-term planning and policy reviews to ensure continued alignment with clients' life goals.
Pet Insurance
Our pet insurance plans cover veterinary expenses for accidents, illnesses, and routine care. We offer customizable plans through partner providers that cover dogs and cats, helping pet owners manage unexpected medical costs while providing preventive care options to maintain their pets' health.
People
Kathy Schultze
State Farm Insurance Agent
With over 40 years of insurance experience, Kathy leads our Frederick office and holds multiple State Farm awards. She actively serves on the Frederick Rescue Mission board and prioritizes personalized client relationships while maintaining professional excellence.
Ceil Keenan
Multiple Line Representative
Licensed in property, casualty, and life insurance since 1987, Ceil specializes in helping families with life insurance needs. She brings extensive experience in risk assessment and policy customization to our clients.
Tom Schultze
Business Insurance Specialist
With expertise in commercial policies including workers compensation, Tom provides tailored business insurance solutions for Frederick County companies. He combines technical knowledge with practical problem-solving for business clients.
Victoria Sexton
Personal Account Representative
Since joining in 2018, Victoria has built a reputation for exceptional customer service in personal insurance accounts. She focuses on creating positive client experiences through attentive support and clear communication.
Questions
What types of insurance do you offer?
We provide auto, homeowners, renters, condo, business, life, health, pet, boat, and annuities insurance for clients in Maryland, Pennsylvania, and Virginia.
How can I get a personalized insurance quote?
Contact us via phone, text, or our website to schedule a consultation where we'll assess your specific needs and create a customized coverage plan.
Are you available for emergency claims assistance?
Yes, our team provides 24/7 emergency support for claims and urgent insurance needs through calls and texts.
Do you serve commercial clients?
Yes, we offer business insurance solutions including workers compensation, commercial property coverage, and liability protection tailored to Maryland businesses.
What sets your agency apart from competitors?
Our 40+ years of local experience, multilingual support, community involvement, and State Farm's industry recognition distinguish our personalized service approach.
