Business Details
Emergency
services
Your Trusted Independent Insurance Partner in Melville, NY
Ovation Risk Planners has established itself as a leader in the independent insurance industry through 30 years of dedicated service and licenses in 18 states. Our agency specializes in providing comprehensive protection solutions for individuals, families, and businesses, leveraging partnerships with A+ rated AM Best companies to ensure world-class coverage. We pride ourselves on insuring complex risks that other providers may avoid, offering tailored policies for auto, home, business, life, health, disability, and specialty assets. Our team of qualified professionals is trained to identify client needs and deliver affordable, applicable coverage options while maintaining a strong commitment to superior customer service.We act as a liaison between clients and carriers during claims processes, prioritizing one-on-one service to ensure positive experiences. With multiple office locations and a focus on accessibility, we provide convenient support through online tools, phone assistance, and in-person appointments. Our mission remains centered on protecting clients' assets and providing peace of mind through comprehensive risk management solutions.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Commercial Auto
Workers Compensation
Life Insurance
Health Insurance
Flood Insurance
Motorcycle Insurance
Personal Umbrella
Highlights and features
- We offer 30 years of experience in independent insurance services
- Our agency is licensed in 18 states for broad coverage options
- We partner exclusively with A+ rated AM Best insurance companies
- Our team provides personalized one-on-one insurance consultations
- We specialize in difficult-to-place insurance risks and solutions
Associations and certifications
- AM Best
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual needs. Our policies protect against liability, collision, and comprehensive risks while offering customizable coverage options. With access to multiple top-rated carriers, we help clients find competitive rates that match their specific driving profiles and vehicle requirements.
Homeowners Insurance
Our homeowners insurance policies offer protection against property damage, liability claims, and additional living expenses. We provide coverage for various home types including primary residences, vacation properties, and high-value homes. Our specialists help clients navigate policy options to ensure adequate protection for their most valuable assets.
Business Owners Policy
We offer customized business owners policies combining property, liability, and business interruption coverage. Our solutions protect small to mid-sized businesses across various industries with comprehensive risk management strategies. We work with clients to identify specific exposures and implement tailored insurance programs that meet their operational needs.
Workers Compensation
Our workers' compensation insurance solutions provide essential protection for businesses with employees. We offer policies that cover medical expenses, lost wages, and rehabilitation costs for work-related injuries or illnesses. Our team helps businesses navigate state-specific requirements and implement safety programs to reduce workplace risks.
Life Insurance
We provide term and permanent life insurance solutions to protect families and business interests. Our policies offer financial security for dependents, mortgage protection, and estate planning benefits. We work with multiple carriers to help clients find appropriate coverage amounts and policy structures that align with their long-term financial goals.
Questions
How can I get an insurance quote?
Request a quote through our website forms or call (877) 496-7283 for personalized assistance with our agents.
What insurance services do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (BOP, workers' comp, liability) solutions across 18 states.
How do I file a claim?
Use our online claim form or contact your policy's 24-hour claims number for immediate assistance.
Are you available after business hours?
While our offices close at 4:30 PM, we provide 24/7 claim support through policyholder emergency numbers.
Do you serve businesses outside New York?
Yes, we offer commercial insurance solutions in 18 states including California, Texas, Florida, and New Jersey.
How do you help with difficult insurance risks?
Our expertise lies in placing complex risks through our network of 30+ specialty carriers that handle challenging cases.
