Business Details
15 Years
experience
Emergency
services
Trusted Insurance & Financial Services in Encinitas, CA
Lisa Trapp has served the Encinitas, California community since 2011, providing comprehensive insurance and financial services across California. Our team of six licensed professionals specializes in personalized solutions for auto, home, life, health, and business insurance, prioritizing attentive customer service. With advanced designations including ChFC and CLU, our team combines technical expertise with a deep understanding of client needs.We operate with a commitment to transparency, offering 24/7 availability for urgent matters while maintaining a focus on building long-term client relationships. Our office serves North County communities including Carlsbad, Del Mar, and Oceanside, with additional support for clients in Orange County.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Health Insurance
Renters Insurance
Condo Insurance
Pet Insurance
Commercial Auto
Umbrella Policies
Details
- Year established: 2011
Highlights and features
- We offer 24/7 availability for urgent insurance needs
- Our team holds advanced financial designations including ChFC and CLU
- We provide personalized policy adjustments with same-day service
- We serve local communities with 13+ years of State Farm expertise
- Our six licensed professionals handle claims with average 1-day resolution
What people say
Quick response
Personalized service
Knowledgeable staff
24/7 availability
Efficient claims
Services
Auto Insurance
We provide comprehensive auto insurance solutions with personalized policy adjustments. Our coverage includes liability protection, collision coverage, and uninsured motorist protection. Clients benefit from 24/7 claims support and same-day policy modifications.
Homeowners Insurance
Our homeowners insurance offers structural and personal property coverage with optional endorsements. We specialize in California-specific risks including earthquake and wildfire protection. Policies include liability coverage and additional living expenses during displacement.
Life Insurance
We offer term and permanent life insurance solutions with flexible premium options. Our specialists provide estate planning guidance and policy reviews. Clients receive personalized recommendations based on financial goals and family needs.
Business Insurance
Our business insurance packages include general liability, property protection, and workers' compensation. We serve small to mid-sized businesses with customized risk management strategies. Policies can include business interruption coverage and commercial auto endorsements.
Health Insurance
We provide individual and family health insurance plans with network flexibility. Our specialists help navigate ACA-compliant options and Medicare supplements. Clients receive personalized comparisons of coverage options and cost-sharing structures.
People
Lisa Trapp
Agent
State Farm agent since 2011 with ChFC and CLU designations. Specializes in life insurance and financial planning. Leads a six-member team serving California clients.
Sandy Green
Customer Service Manager
Licensed insurance professional with 15+ years experience. Handles policy adjustments and claims with average 1-day resolution. Recognized for personalized client support.
Susan Conner
Customer Service Manager
Licensed insurance specialist focusing on policy administration. Provides expert guidance on coverage options and documentation requirements. Key contact for new policy acquisitions.
Questions
What insurance products do you offer?
We provide auto, home, life, health, business, and pet insurance, plus financial services. Specializing in California-specific coverage like earthquake and wildfire protection.
How can I file a claim?
File claims 24/7 through our website, mobile app, or by calling (760) 230-0231. Most claims receive initial contact within 1 hour during business hours.
Do you offer policy discounts?
Yes, we offer multi-policy, safe driver, and bundling discounts. Ask about usage-based programs that reward safe driving habits.
Can I get insurance for multiple properties?
Yes, we handle coverage for primary homes, vacation properties, and rental units. Umbrella policies available for additional liability protection.
What financial services are available?
We offer investment services, annuities, and banking products through State Farm partners. Consultations available for retirement planning and asset protection.
