Business Details
24 Years
experience
Your Trusted Insurance Partner in Draper, Utah
PDR Insurance operates as a full-service insurance agency dedicated to providing tailored solutions for businesses and individuals across Utah and the Wasatch Front. As an independent agency, we maintain no exclusive ties to any single insurance carrier, allowing us to leverage a network of top-rated national providers to secure optimal coverage and pricing for our clients. Our expertise spans business insurance, health insurance, employee benefits, and HR/payroll coordination, positioning us as a one-stop resource for small business owners. With decades of collective experience, our team prioritizes personalized service, uncovering gaps in existing policies and implementing cost-saving strategies.We specialize in innovative programs like no-deposit workers' compensation plans and self-funded health insurance, addressing unique client needs. Our commitment to responsiveness ensures clients receive timely support, while our deep understanding of regulatory compliance simplifies complex insurance landscapes. Headquartered in Draper, Utah, we serve as a trusted advisor, combining local market knowledge with national carrier partnerships to deliver comprehensive risk management solutions.
Services
Business Insurance
Health Insurance
Employee Benefits
HR/Payroll Coordination
Workers Compensation
General Liability
Commercial Auto Insurance
Commercial Property
Product Liability
Personal Homeowners Insurance
Details
- Year established: 2002
Highlights and features
- We operate as an independent agency with access to multiple top-rated insurance carriers
- Our team provides direct phone support without automated call routing systems
- Specialize in uncovering coverage gaps and optimizing insurance costs through free policy reviews
- Offer exclusive programs like no-deposit workers' compensation and self-funded health plans
- Provide consolidated services combining business insurance and employee benefits under one roof
What people say
Saved over $6,000 annually
Amazing service
Helped during winter cash flow
Seamless transition process
Expert staff
Services
Business Insurance
Our business insurance solutions protect companies against financial losses from unexpected events. We offer general liability, workers' compensation, commercial property, and umbrella policies tailored to specific industry needs. Our team helps businesses in Utah and the Wasatch Front secure comprehensive protection while optimizing premium costs through competitive carrier comparisons.
Health Insurance
We provide health insurance solutions for both individuals and businesses, including small and large group plans. Our offerings meet diverse medical needs while maintaining compliance with current regulations. We specialize in helping businesses implement cost-effective health benefits packages that attract talent and support employee well-being through customized plan designs.
Employee Benefits
Our employee benefits packages include dental, vision, life, and disability insurance programs. We help businesses create competitive benefits offerings that enhance recruitment and retention efforts. Our team manages enrollment processes, coordinates payroll deductions, and provides ongoing support to ensure smooth implementation and administration of benefits programs for companies of all sizes.
HR/Payroll Coordination
We integrate insurance solutions with payroll and HR functions to streamline business operations. Our services include new hire orientation, benefits enrollment coordination, and payroll system integration. This comprehensive approach helps businesses maintain compliance while reducing administrative burdens associated with managing employee benefits and insurance programs.
Workers Compensation
We offer specialized workers' compensation insurance programs with flexible payment options. Our no-deposit, pay-as-you-go plans help businesses manage cash flow while maintaining required coverage. We work with carriers that understand Utah's specific regulatory requirements and provide tailored solutions for industries ranging from construction to technology services.
People
Johnie Tolman
Broker/Agent
Licensed insurance professional with 15+ years in payroll and insurance industries. Co-owner of PDR Insurance since 2018, bringing expertise in marketing communications and multilingual client service. Specializes in creating customized insurance solutions while maintaining a client-focused approach.
Mark Benson
Broker/Agent
Insurance broker with extensive experience in commercial risk management. Co-owner since 2018, combining prior landscape business ownership with insurance expertise. Fluent in Spanish and Portuguese, focusing on personalized client service and multi-carrier solutions.
Nicole Torgerson
Broker/Agent, Sr. Account Manager
Product liability specialist since 2015 with Certified Insurance Counselor designation. Manages commercial insurance accounts with emphasis on contract compliance and rapid response times. Brings technical expertise and personalized service to manufacturers, distributors, and retailers requiring specialized coverage.
Max Morgan
Customer Support Manager/Insurance Agent
25-year business professional with diverse finance and insurance experience. Combines MBA-level analytical skills with practical insurance knowledge to deliver comprehensive risk management solutions. Focuses on property and casualty insurance with emphasis on client education and support.
Melissa Alvey
Account Manager
Licensed insurance professional specializing in commercial account management. Brings experience in renewal processing and policy administration. Works closely with clients to maintain continuous coverage and ensure smooth policy transitions while supporting business growth through reliable insurance solutions.
Questions
What types of insurance does PDR Insurance offer?
We provide business insurance, health insurance, employee benefits, HR/payroll coordination, workers' compensation, general liability, commercial auto, commercial property, product liability, and personal homeowners insurance.
Why choose PDR Insurance over other agencies?
As an independent agency, we access multiple carriers to find optimal coverage. Our team offers direct phone support, free policy reviews, and specialized programs like no-deposit workers' compensation plans.
Do you offer free policy reviews?
Yes, we provide complimentary policy reviews to identify coverage gaps and potential cost savings for both business and personal insurance policies.
What payment plans are available for insurance premiums?
We offer flexible payment options including no-deposit, pay-as-you-go workers' compensation plans and customized payment arrangements to accommodate different business needs.
