Business Details
18 Years
experience
Custom Insurance Program Solutions
Vital Insurance Partners is a dedicated intermediary and insurance consulting firm specializing in program business solutions. Since our founding in 2008, we have built a reputation for connecting program administrators, managing general agents, and insurtech companies with top-tier specialty insurance carriers. Our team of seasoned professionals brings decades of combined experience in niche property and casualty markets, offering expertise in program development, carrier negotiations, and regulatory compliance. We focus on creating customized insurance programs that align with our clients' strategic goals while ensuring long-term profitability. Our services include market analysis, underwriting audits, data compilation, and program launch coordination, supported by relationships with over 80 specialty insurance companies.With a proven track record managing $250 million in annual premium, we provide tailored solutions for complex risk scenarios. Our leadership team holds prestigious industry designations such as Chartered Property & Casualty Underwriter (CPCU) and Associate in Risk Management (ARM), demonstrating our commitment to excellence. We serve clients nationwide through our Glastonbury, Connecticut headquarters, offering personalized support for program placement and consulting needs. Our approach combines deep industry knowledge with practical business acumen to deliver measurable value to our partners. By maintaining rigorous standards in program management and carrier selection, we help clients navigate evolving market conditions and achieve sustainable growth.
Services
Program Placement
Consulting Services
Carrier Analysis
Underwriting Audits
Market Analysis
Data Compilation
Program Implementation
Risk Management
Regulatory Compliance
Policy Form Review
Details
- Year established: 2008
Highlights and features
- Founded in 2008 with proven success in program business solutions
- Team holds CPCU and ARM industry-recognized designations
- Access to 80+ specialty insurance carriers nationwide
- Data-driven approach to program development and carrier selection
- Comprehensive services covering all program lifecycle phases
Associations and certifications
- Chartered Property & Casualty Underwriter (CPCU)
- Associate in Risk Management (ARM)
Services
Program Placement
We specialize in matching program managers with specialty insurance carriers to create customized coverage solutions. Our team facilitates exclusive relationships with top-rated carriers, focusing on niche property and casualty markets. With access to 80+ specialty insurers, we help clients secure optimal risk appetite and resources for their specific programs.
Consulting Services
Our consulting services cover market analysis, regulatory compliance, and program development for insurance professionals. We provide expert guidance on underwriting guidelines, policy forms, and distribution channels. Our consultants help clients maximize product line potential through data-driven strategies and industry-specific insights tailored to evolving market conditions.
Underwriting Audits
We conduct comprehensive underwriting audits to evaluate book strength and identify growth opportunities. Our process includes analyzing policy forms, rating structures, and claims data to assess program viability. This service helps clients understand market competitiveness while ensuring alignment with carrier risk appetites and regulatory requirements.
Market Analysis
Our market analysis service identifies attractive customer segments and regulatory considerations for specialty insurance programs. We examine industry trends, competitive landscapes, and distribution channels to inform strategic decision-making. This data-driven approach helps clients position their programs effectively in niche markets with optimal growth potential.
Program Implementation
We coordinate all aspects of program development from proposal creation to final implementation. Our services include preparing supporting materials, managing due diligence, and facilitating carrier negotiations. With expertise in regulatory compliance and contract management, we ensure smooth program launches that meet both client requirements and market demands.
People
Brian Molusis
President and Founder
Brian founded Vital Insurance Partners in 2008 after 15 years working with specialty insurers. He holds CPCU and ARM designations and has become a key figure in program business, leading placement specialists and consultants since the company's inception.
Robert Glettler
Partner
Robert brings 15+ years of insurance experience including roles at Royal Insurance and United National Insurance. He holds CPCU, ARM, and Associate in Underwriting designations. His expertise spans admitted/non-admitted business and program development, with an MBA from NYU supporting his strategic approach.
Robert B. Glettler
Vice President Program Placement
Robert specializes in intermediary services with experience across commercial and personal lines. Holding a CPCU and MBA, he combines deep insurance knowledge with business strategy to help clients grow. He has worked with thousands of retail agents and carriers nationwide.
Katherine Molusis
Accounting & Marketing Director
Kathy manages Vital's accounting and marketing functions. With a BA in Marketing from UConn and teaching experience, she brings organizational expertise to financial management and marketing operations, ensuring efficient business operations while balancing family and professional responsibilities.
Meg Matlach
Program Specialist
Meg has 40 years of insurance experience across underwriting, product development, and compliance roles. She has held executive positions at major insurers like QBE and Allianz, bringing a well-rounded perspective to program management. Holds CPCU and Associate in Reinsurance designations.
Questions
How do you align program managers with insurance carriers?
We analyze program requirements and carrier appetites to create strategic matches, leveraging our network of 80+ specialty insurers for optimal partnerships.
What consulting services do you offer?
We provide market analysis, regulatory compliance guidance, underwriting audits, data compilation, and program development strategies tailored to specialty insurance needs.
What types of insurance programs do you handle?
We work across all property and casualty lines including commercial auto, general liability, property, professional liability, and workers' compensation programs.
How quickly can you find carrier interest for a program?
Through our programplacement.com platform, we typically identify interested carriers within 24 business hours using our extensive specialty insurer network.
What expertise does your team have?
Our team holds CPCU, ARM, and other industry designations with combined decades of experience in program business, underwriting, and insurance operations.
How do you support program implementation?
We coordinate proposal development, due diligence, carrier negotiations, and contract management to ensure successful program launches and ongoing maintenance.
