Business Details
23 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Founded in 2003, The Lyman Agency specializes in providing tailored insurance solutions for commercial and individual clients. Our team combines deep industry expertise with a business-first approach, driven by our managing partner's 14-year background in agribusiness operations prior to entering the insurance industry. We focus on understanding the unique risks faced by business owners, particularly in specialized sectors like agriculture, horticulture, and special needs planning.Our commitment to personalized service ensures clients receive comprehensive coverage that evolves with their changing needs. With a focus on commercial insurance, life planning, and annuity products, we deliver customized risk management strategies backed by decades of combined experience.
Services
Commercial Insurance
Individual Insurance
Special Needs Planning
Annuities
Business Owner Packages
Life Insurance
Farm Insurance
Personal Umbrella
Contractors Insurance
Winery Insurance
Details
- Year established: 2003
Highlights and features
- We offer 15+ years of insurance industry experience with agribusiness expertise
- Our personalized approach focuses on understanding your unique business requirements
- We provide specialized coverage for niche markets like nursery operations and wineries
- Our team maintains 24/7 availability for urgent client needs
- We offer tailored annuity solutions with guaranteed interest rates
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to specific industries including agribusiness, construction, and specialty retail. Our policies protect against property damage, liability claims, and operational risks. With expertise in complex business environments, we help clients secure appropriate coverage for their unique needs.
Special Needs Planning
Our specialized planning services help families with special needs members create financial security through trusts, life insurance, and long-term care strategies. We guide clients through establishing special needs trusts while maintaining government benefit eligibility. Our approach considers both immediate and future requirements.
Annuity Products
We offer annuity solutions that provide guaranteed income streams and tax-deferred growth for retirement planning. Our services include evaluating multi-year guaranteed annuities with A-rated providers and creating customized income strategies. We help clients understand options for market protection and inheritance planning.
Farm Insurance
Our farm insurance packages protect agricultural operations including nurseries, greenhouses, and orchards. Coverage includes equipment protection, crop loss, and liability insurance tailored to horticultural businesses. We understand the unique risks associated with farming operations and provide specialized risk management solutions.
Life Insurance
We offer term and permanent life insurance solutions for income replacement, estate planning, and business succession. Our services include convertible term policies for growing families and permanent coverage for long-term needs. We help clients protect their family's financial future through appropriate death benefit planning.
People
Jim Lyman
Managing Partner
With 14 years of agribusiness experience prior to entering insurance in 2003, Jim understands business owners' challenges. He founded Lyman Agency after recognizing the need for insurance professionals with operational expertise. Jim specializes in special needs planning and serves on non-profit boards supporting individuals with disabilities.
Questions
What types of insurance do you specialize in?
We specialize in commercial insurance for agribusiness, construction, and specialty retail, along with individual life insurance, annuities, and special needs planning.
Do you offer annuity products with guaranteed rates?
Yes, we offer multi-year guaranteed annuities with A-rated insurance companies featuring fixed interest rates and tax-deferred growth options.
How do you support families with special needs members?
We help establish special needs trusts, select appropriate life insurance, and create long-term care plans while maintaining government benefit eligibility.
What are your business hours?
Our office is open Monday through Friday from 8:30 AM to 4:30 PM Eastern Time for client consultations.
Which areas do you serve?
We primarily serve Connecticut, with coverage extending to New York, Rhode Island, and Massachusetts for commercial and individual clients.
Can you help with farm insurance needs?
Yes, we provide specialized coverage for nurseries, greenhouses, orchards, and other agricultural operations with tailored risk management solutions.
