Business Details
21 Years
experience
Trusted Title Insurance and Closing Services in Matawan, NJ
First Legacy Group Title & Abstract is a full-service title insurance agency dedicated to providing timely, reliable, and expert services to legal, real estate, and mortgage lending professionals across all 21 New Jersey counties. Our team, including an in-house attorney and seasoned title officers, brings decades of combined experience in resolving complex title issues, ensuring smooth transactions for residential and commercial clients. We prioritize precision, offering TRID-compliant closing services through our in-house settlement company, AFRM Title Agency, approved by major mortgage lenders. Our commitment to exceptional customer service means clients always reach a live representative during our operating hours, Monday through Friday, 8:30 AM to 5:30 PM.With direct access to underwriters' state counsels, we address intricate title challenges efficiently, maintaining transparency in pricing and avoiding unnecessary fees. Founded in 2005 by industry veteran Bernie Pane, our agency combines deep local knowledge with a proven track record in foreclosure, bankruptcy, and estate matters. We serve as a trusted partner for attorneys, real estate agents, and lenders, ensuring deals close quickly and efficiently. Our dedication to quality and client satisfaction has solidified our reputation as a leader in the title insurance industry. We remain accessible, attentive, and focused on delivering value-driven solutions tailored to the evolving needs of our clients.
Services
Title Insurance
Closing Services
Escrow Services
Commercial Title Transactions
Residential Refinance Support
Details
- Year established: 2005
Highlights and features
- We offer over 60 years of combined experience in title, foreclosure, and estate matters.
- Our in-house attorney ensures expert resolution of complex title challenges.
- We guarantee TRID-compliant closing services approved by major mortgage lenders.
- Clients receive direct access to live representatives during business hours.
- Transparent pricing with no unnecessary or hidden fees.
What people say
Expert resolution of title issues
Timely and reliable service
Transparent pricing
Direct access to staff
TRID compliance expertise
Services
Title Insurance
We provide comprehensive title insurance policies for residential and commercial properties, ensuring legal ownership clarity and protecting against title defects. Our services cover purchase and refinance transactions, backed by partnerships with major underwriters. With decades of expertise, we resolve liens, disputes, and documentation issues efficiently, ensuring smooth closings for attorneys, lenders, and developers.
Closing Services
Our TRID-compliant closing services include escrow management, document preparation, and fund disbursement. AFRM Title Agency, our in-house settlement division, is approved by top lenders to handle residential and commercial transactions. We prioritize accuracy and speed, minimizing delays while adhering to federal and state regulations for a seamless closing experience.
Escrow Services
We manage escrow accounts for real estate transactions, ensuring secure handling of deposits and disbursements. Our team coordinates with attorneys, lenders, and buyers to meet contractual obligations, maintaining transparency and compliance. This service is critical for complex deals, including 1031 exchanges and commercial property transfers.
Commercial Title Transactions
We specialize in title services for commercial properties, including office buildings, industrial complexes, and mixed-use developments. Our in-house attorney addresses zoning, lien, and regulatory challenges unique to commercial deals. With experience in large-scale transactions, we support investors, banks, and developers in closing deals efficiently and securely.
Residential Refinance Support
We streamline residential refinance transactions with fast title searches and policy issuance. Our team collaborates with lenders and attorneys to meet tight deadlines, ensuring compliance with evolving mortgage regulations. By minimizing delays, we help homeowners secure favorable loan terms without unnecessary complications.
People
Bernie Pane
President
Bernie Pane, co-owner and President, founded First Legacy Group in 2005 after a 14-year title industry career. He holds a Master's from Seton Hall University and combines deep industry knowledge with leadership experience from his tenure on the Bedminster Township Committee.
Questions
What services does First Legacy Group offer?
We provide title insurance, closing services, escrow management, and title support for residential and commercial real estate transactions across New Jersey.
How experienced is your team?
Our staff has decades of combined experience, including an in-house attorney with over 60 years of expertise in title, foreclosure, and estate matters.
Are you available outside regular business hours?
Our office is staffed Monday through Friday, 8:30 AM to 5:30 PM. We do not offer 24/7 or weekend services.
Do you serve all areas of New Jersey?
Yes, we provide services across all 21 New Jersey counties for residential, commercial, and refinance transactions.
How do you ensure closing compliance?
Our in-house AFRM Title Agency offers TRID-compliant closing services approved by major mortgage lenders to meet federal regulations.
