Business Details
Your Trusted Medicare Insurance Partner in Spring Lake, NJ
Lang Insurance Group is a team of licensed, independent insurance professionals dedicated to helping Medicare beneficiaries navigate healthcare options for their retirement years. Founded by Janet Burke Langstaff and the late Rick Langstaff, our firm combines decades of experience in insurance and financial services consulting to provide personalized guidance. We specialize in simplifying complex Medicare-related decisions, offering comprehensive analysis of coverage options, costs, and strategies tailored to individual needs. Our approach emphasizes education, transparency, and long-term client relationships, with a focus on Medicare Supplements, Prescription Drug Plans, and Long-Term Care solutions.We serve clients across multiple states, offering complimentary consultations and ongoing support to ensure informed decision-making. Our team's expertise extends to assisting small businesses with senior employee healthcare strategies and providing ancillary benefits through partnerships. With a commitment to client advocacy, we actively resolve claims disputes and conduct annual coverage reviews to maintain optimal protection. Our mission remains rooted in empowering clients to make confident, well-informed insurance choices.
Services
Medicare Supplements
Long-Term Care Insurance
Dental/Vision Plans
Travel Insurance
Medicaid Planning
Highlights and features
- We offer complimentary consultations with no obligation.
- Our team has decades of experience in insurance consulting.
- We provide personalized Medicare coverage analysis and education.
- We work with multiple carriers to find suitable solutions.
- We conduct annual coverage reviews and claims advocacy.
What people say
Knowledgeable and helpful
Peace of mind
Extremely knowledgeable
Personalized attention
Smooth transition
Services
Medicare Supplements
Medicare Supplement Insurance helps cover costs not paid by Original Medicare, including deductibles, copayments, and coinsurance. Our experts analyze your healthcare needs, preferred providers, and budget to identify the most suitable plan. We provide comprehensive comparisons of available options to ensure you understand coverage details and long-term benefits.
Long-Term Care Insurance
Our Long-Term Care solutions help protect assets while planning for potential future healthcare needs. We educate clients about coverage options, facility vs. home care considerations, and Medicaid planning strategies. Our approach balances financial protection with maintaining independence and quality of life during retirement years.
Dental/Vision Plans
We offer discounted dental and vision care programs through OptionsPlus, providing savings on routine exams, corrective procedures, and eyewear. These plans complement Medicare coverage for clients seeking comprehensive healthcare protection. Our team helps businesses implement customized benefit packages for employees of all ages.
Travel Insurance
In partnership with IMG International, we provide travel medical insurance coordinating with Medicare for overseas emergencies. Coverage includes evacuation, trip interruption, and medical care abroad. Our solutions protect retirees and business travelers with customizable plans for short-term trips or extended international stays.
Medicaid Planning
Our Certified Medicaid Planners develop strategies to qualify for benefits while preserving assets. Working with elder care attorneys, we ensure compliance with New Jersey regulations through comprehensive financial planning. This service helps clients maintain control over healthcare decisions while protecting inheritances for future generations.
People
Janet Langstaff
Principal
Former management consultant with PwC and English teacher, Janet Langstaff brings decades of insurance industry expertise to Medicare planning. She specializes in simplifying complex coverage decisions and advocating for client needs through personalized consultations and ongoing support.
Questions
What Medicare Supplement options do you offer?
We provide comprehensive comparisons of all available Medigap plans, explaining coverage differences and helping clients select options that match their healthcare needs and budget.
Do you offer in-person consultations?
Yes, we offer in-person meetings at our Spring Lake office by appointment, with evening and Saturday availability. We also accommodate conference calls for client convenience.
How do you help with prescription drug coverage?
We analyze Part D plans to minimize costs, avoid the 'donut hole,' and ensure medication coverage. Our team helps clients understand formularies and find optimal prescription drug plans.
Can you assist with business healthcare strategies?
We help small businesses implement cost-effective healthcare solutions for employees over 65, including Medicare Supplement integration and customized ancillary benefit packages.
What areas do you serve?
We operate throughout New Jersey and are licensed in 19 additional states, providing services to clients in Arizona, Florida, New York, Pennsylvania, and other listed locations.
