Business Details
50+ Years
experience
Your Trusted Insurance Partner in Venice, FL
Gifford-Heiden Insurance Agency has been a trusted name in the insurance industry since 1969, founded by Russ Gifford, whose legacy of integrity and hard work continues under the leadership of his daughter, Nikki Gifford. Our agency specializes in providing personalized insurance solutions for both individuals and businesses, including auto, homeowners, flood, life, and commercial insurance. With deep roots in Sarasota, Charlotte, and Manatee counties, we prioritize understanding our clients' unique needs to craft tailored coverage plans. Our team of licensed professionals collaborates with top-tier carriers to deliver competitive pricing and prompt claims processing.We are committed to community involvement, supporting local organizations and events that strengthen the neighborhoods we serve. Our decades of experience, combined with a client-centric approach, ensure that every policy reflects the specific risks and requirements of our customers. We pride ourselves on transparency, ethical practices, and maintaining long-term relationships built on trust and reliability. From personal lines to complex commercial needs, Gifford-Heiden Insurance Agency remains dedicated to protecting what matters most to our clients.
Services
Auto Insurance
Homeowners Insurance
Flood Insurance
Life Insurance
Commercial Insurance
RV Insurance
Boat Insurance
Business Auto
Workers Compensation
Professional Liability
Details
- Year established: 1969
Highlights and features
- We offer over 50 years of local insurance expertise
- Our team works with prompt claim-paying carriers
- We provide knowledgeable and friendly service
- We offer competitively priced coverage from top carriers
- Our policies are tailored to individual risk profiles
What people say
Great Rates
Prompt Claims
Friendly Service
Competitive Pricing
Tailored Solutions
Services
Auto Insurance
Our auto insurance policies protect vehicles and drivers with customizable coverage options. We help clients find plans that balance affordability with comprehensive protection, including liability, collision, and uninsured motorist coverage. With access to multiple carriers, we ensure competitive pricing and specialized discounts for safe drivers, good students, and multi-policy bundling.
Homeowners Insurance
We provide homeowners insurance that safeguards properties against damage from storms, fires, and other covered perils. Our policies include options for personal property protection, liability coverage, and specialized endorsements for high-value items. We emphasize risk mitigation through wind mitigation credits and deductible options tailored to Florida's climate challenges.
Flood Insurance
Our flood insurance solutions address Florida's unique flood risks, including hurricane-related damage. Policies cover structural and content protection for properties in various flood zones. We educate clients about flood zone classifications and help secure coverage through the National Flood Insurance Program and private carriers to ensure financial protection during natural disasters.
Life Insurance
We offer life insurance policies that provide financial security for families and business partners. Our options include term and permanent life insurance through top-rated carriers like Auto-Owners Life Insurance. We help clients determine appropriate coverage amounts to protect dependents, cover mortgages, and ensure business continuity through key person insurance policies.
Commercial Insurance
Our commercial insurance programs protect businesses with tailored coverage for property, liability, workers' compensation, and specialized risks. We serve contractors, restaurants, retailers, and manufacturers, offering policies that address industry-specific challenges. We partner with carriers like CNA and Zurich to provide comprehensive protection for business assets, employees, and operations.
People
Nikki Gifford
President & Agent
Nikki Gifford, CIC, leads the agency with over 25 years of experience. A third-generation insurance professional, she specializes in commercial lines and community engagement. She maintains her father's legacy of integrity while advancing the agency through modern insurance solutions and local partnerships.
Victor Garraus
Commercial Sales Agent
Victor Garraus brings hospitality industry expertise to commercial insurance. With prior culinary experience, he understands business risks firsthand. He specializes in restaurant insurance and community involvement, serving local sports leagues and youth programs while managing complex commercial accounts.
Karen Chambers
Commercial Account Manager
Karen Chambers provides expert commercial insurance management with specialized knowledge in business liability and property coverage. She maintains strong carrier relationships to secure optimal terms for business clients while delivering personalized service that addresses evolving commercial risks.
Ilsa Garcia
Personal Lines Agent
Ilsa Garcia specializes in personal insurance solutions with a focus on client education. She helps individuals navigate coverage options for auto, home, and life insurance, emphasizing risk management strategies and policy customization to meet specific household needs.
Clare Jorge
Commercial Account Manager
Clare Jorge delivers comprehensive commercial insurance solutions with attention to policy details. She works closely with business owners to identify coverage gaps and implement risk management strategies that protect operations while maintaining cost-effectiveness for growing enterprises.
Questions
What areas does Gifford-Heiden Insurance serve?
We serve Venice, Sarasota, Bradenton, and Osprey, Florida, with personalized insurance solutions for residents and businesses in these communities.
What types of insurance do you offer?
We provide auto, homeowners, flood, life, commercial, RV, boat, and business insurance policies tailored to individual and corporate needs.
How do I file an insurance claim?
Contact our office directly during business hours or use the claim phone numbers provided by our carrier partners for immediate assistance with claims processing.
Why choose Gifford-Heiden over other insurers?
Our 50+ years of local experience, personalized service, and partnerships with top-rated carriers ensure customized solutions and reliable claims support.
Do you offer commercial insurance for small businesses?
Yes, we specialize in commercial insurance for contractors, restaurants, retailers, and other small businesses with tailored coverage options.
Can I get insurance discounts?
We offer multiple discounts including bundling policies, safe driver rewards, and multi-vehicle reductions to help lower your insurance costs.
