Business Details
49 Years
experience
Your Trusted Independent Insurance Agency in Salisbury, MD
Wilgus Insurance Agency & Financial Services has been dedicated to protecting clients' most valuable assets since 1977. Our independent agency prioritizes long-term relationships, offering personalized insurance solutions tailored to individual and business needs. With expertise in personal, commercial, and employee benefits insurance, we serve clients across Maryland, Delaware, Virginia, Pennsylvania, North Carolina, and South Carolina. Our team of licensed advisors works directly for policyholders, not insurance companies, ensuring unbiased guidance and advocacy during claims.We specialize in comprehensive coverage options, including flood insurance, umbrella policies, and industry-specific protections, while emphasizing risk management education through interactive tools. Our dual offices in Salisbury, MD, and Millsboro, DE, provide accessible support for local communities and beyond.
Services
Home Insurance
Auto Insurance
Business Insurance
Employee Benefits
Umbrella Insurance
Flood Coverage
Collector Car Insurance
Valuable Possessions Insurance
General Liability Insurance
Commercial Property Insurance
Details
- Year established: 1977
Highlights and features
- We offer a wide variety of insurance solutions from top-rated carriers.
- We are licensed insurance advisors serving multiple states.
- We provide coverage tailored to specific risk factors like floods and trampolines.
- Our independent agency advocates for clients during claims processes.
- We operate two convenient offices in Salisbury, MD, and Millsboro, DE.
Services
Personal Insurance
Our Personal Insurance solutions protect homes, vehicles, and families with customizable policies. We offer replacement cost coverage for property damage, liability protection, and specialized options for valuable possessions. By addressing risks like floods, trampolines, and secondary homes, we ensure comprehensive safeguards tailored to individual needs.
Business Insurance
Business Insurance safeguards commercial assets through liability coverage, property protection, and industry-specific policies. We provide general liability, commercial auto, and business owners insurance tailored to contractors, farms, nonprofits, and restaurants. Our solutions address risks like water damage, defamation, and employee-related exposures.
Employee Benefits
Employee Benefits packages help businesses attract and retain talent with group life, vision, and health insurance. We offer supplemental life coverage, 401(k) plans, and disability insurance tailored to organizational needs. Our solutions balance employer affordability with comprehensive employee protections.
Umbrella Insurance
Umbrella Insurance provides additional liability coverage beyond standard policies. This protects against catastrophic claims from incidents like pool accidents or defamation lawsuits. We offer policies that extend auto, home, and boat insurance limits, ensuring financial security for high-risk scenarios.
Flood Coverage
Flood Coverage protects properties from water damage excluded in standard homeowners policies. We provide NFIP-backed flood insurance for homes in high-risk and emerging flood zones. Our solutions address climate-related risks, ensuring replacement costs for structural and content damage from flooding.
Questions
What types of personal insurance do you offer?
We provide home, auto, umbrella, life, and specialty coverage for collector cars, valuable possessions, and flood risks.
Do you offer business insurance for specific industries?
Yes, we tailor policies for contractors, farms, nonprofits, restaurants, and wholesalers with liability and property protections.
How does your flood insurance work?
We offer NFIP-backed flood policies covering structural and content damage, including coverage for climate-related flood risks.
Can I get coverage for a trampoline or pool?
Yes, we provide specialized liability coverage for trampolines and swimming pools excluded in standard homeowners policies.
What employee benefits packages are available?
We offer group life, vision, disability insurance, and 401(k) plans tailored to small and mid-sized businesses.
