Business Details
50+ Years
experience
Your Trusted Insurance Partner in Frankfort, MI
Frankfort Insurance has been dedicated to protecting and preserving our clients' financial futures since 1939. Founded by Robert and Grace Lockhart, our agency has evolved through generations of leadership while maintaining core values of trust, experience, and community service. We specialize in meeting the unique insurance needs of Benzie County's growing resort community, serving 1,300 individuals and 150 businesses with personalized protection programs.Our team provides expert support through policy selection, competitive pricing, and fair claim settlements, maintaining deep local knowledge and commitment to community development. With over 80 years of continuous operation, we remain a trusted advisor and advocate for our clients, combining traditional values with modern insurance solutions.
Services
Auto Insurance
Home Insurance
Health Insurance
Business Insurance
Property Insurance
Motorcycle Insurance
Boat Insurance
Classic Car Insurance
Umbrella Insurance
RV Insurance
Details
- Year established: 1939
Highlights and features
- We have over 80 years of experience serving Benzie County's insurance needs
- We offer personalized service from local experts who understand community needs
- We act as your advocate during claim settlements with expert support
- We maintain deep community involvement through local activities and sponsorships
- We provide comprehensive insurance solutions tailored to individual and business needs
Services
Auto Insurance
We provide comprehensive auto insurance coverage protecting against physical damage, bodily injury, and liability claims. Our policies include collision, comprehensive, and uninsured motorist coverage to protect vehicles and drivers. We offer specialized options like lay-up coverage for seasonal vehicles and mobile notary services for policy documentation.
Home Insurance
Our home insurance policies protect residential properties against fire, theft, and weather-related damage. Coverage includes dwelling protection, personal property, and liability insurance with customizable options for flood, earthquake, and other specific risks. We help clients determine appropriate coverage levels based on their property's value and location.
Business Insurance
We offer tailored business insurance solutions including general liability, commercial auto, and property insurance. Our services protect businesses against financial risks from lawsuits, property damage, and operational disruptions. We provide specialized coverage options like business owner's policies and workers' compensation insurance for local businesses.
Mobile Notary Service
Our mobile notary service provides document notarization at client locations with flexible scheduling options. We offer this service with additional fees for after-hours or off-site appointments. Our notary follows strict verification procedures to ensure proper identification and legal compliance during document execution.
Lay-Up Coverage
We provide specialized lay-up coverage for vehicles in storage, offering reduced rates while maintaining essential protection. This service allows policyholders to temporarily modify coverage levels for seasonal vehicles while ensuring compliance with insurance requirements when vehicles return to active use.
People
Andrew L D Johnson
Michigan Notary Public
Andrew Johnson continues the agency's tradition of community service and insurance expertise. With over 25 years of experience since joining in 1994, he provides personalized insurance solutions and mobile notary services while maintaining the agency's commitment to local clients.
Questions
What insurance products do you offer?
We offer auto, home, health, business, property, motorcycle, boat, classic car, umbrella, RV, ATV, life insurance, and insurance bonds.
Do you provide mobile notary services?
Yes, we offer mobile notary services with additional fees for after-hours or off-site appointments.
What is lay-up coverage for vehicles?
Lay-up coverage temporarily reduces insurance for stored vehicles while maintaining essential protection against fire, theft, and weather damage.
How can I report an insurance claim?
You can report claims through our website, by phone, or by contacting your insurance carrier directly using the provided contact information.
Do you serve areas outside Frankfort?
We primarily serve Benzie County and adjacent areas with personalized insurance solutions.
Can I make policy changes online?
Yes, our online service center allows 24/7 policy changes, payments, and document requests with confirmation from our agency.
