Business Details
21 Years
experience
Your Trusted Insurance Partner in Huntington Beach, CA
Founded in 2005 by Erica Selvaggio Ferrari, Selvaggio Insurance Services has established itself as a trusted California Insurance Agency serving small businesses in Huntington Beach and beyond. Our expertise lies in crafting tailored insurance solutions for companies ranging from single-employee startups to organizations with over 100 employees. We differentiate ourselves through a personalized approach that prioritizes direct client relationships, with each client working directly with a dedicated insurance professional. Our comprehensive services span employee benefits, life insurance, long-term care planning, disability coverage, and Medicare solutions. With over 18 years of experience in the industry, we combine deep knowledge of California insurance regulations with a commitment to understanding each client's unique needs.Our process begins with active listening to identify specific requirements, followed by strategic matching to appropriate coverage options. We emphasize transparency, long-term partnership, and ongoing support, treating every client as part of our extended family. Our team maintains active licensing through the California Department of Insurance (#OE81074) and operates as a Covered California Broker. We pride ourselves on providing hands-on service that extends beyond policy placement, offering continuous guidance through evolving insurance landscapes. Our track record of client retention and referrals reflects our dedication to exceeding expectations in both service quality and outcomes.
Services
Employee Benefits
Life Insurance
Long Term Care
Disability Insurance
Medicare Solutions
Details
- Year established: 2005
Highlights and features
- We offer personalized insurance solutions tailored to small businesses
- Our team provides a single point of contact for all your insurance needs
- With over 18 years of experience, we specialize in California insurance regulations
- We prioritize transparency and long-term client relationships
- As a Covered California Broker, we ensure compliance and quality service
What people say
Personalized service
Professionalism
Expertise
Highly recommend
Terrific advocate
Services
Employee Benefits
We help businesses attract top talent through comprehensive employee benefits packages. Our solutions include group health insurance, dental coverage, life insurance options, and compliance services tailored to company size and budget. By understanding your business needs, we create cost-effective plans that support workforce well-being while meeting regulatory requirements.
Life Insurance
Our life insurance solutions protect families and businesses from financial hardship. We offer term insurance for temporary needs and permanent coverage options that build cash value. Through personalized consultations, we help clients understand policy features, coverage amounts, and beneficiary considerations to create lasting financial security for their loved ones.
Long Term Care
We provide long-term care insurance solutions that preserve independence and family relationships. Our plans help cover professional care costs while protecting personal assets. By addressing future care needs proactively, we help clients maintain dignity and choice in their care options while reducing family caregiving burdens.
Disability Insurance
Our disability insurance protects earned income against unexpected interruptions. We offer both group and individual policies that replace a portion of income during qualifying disabilities. We help businesses implement mandatory coverage and assist individuals in creating customized plans that maintain financial stability during recovery periods.
Medicare Solutions
We specialize in Medicare options including Advantage Plans, Supplemental coverage, and Prescription Drug Plans. Our experts explain Part A-D distinctions and help clients choose between Original Medicare and bundled alternatives. We provide ongoing support to ensure coverage adapts to changing health needs while maximizing benefits within federal guidelines.
People
Erica Selvaggio Ferrari
Founder
With over 18 years of experience, Erica specializes in California small business insurance solutions. Her HR background enables comprehensive benefits planning that balances employer needs with employee satisfaction. She maintains active state licensing and prioritizes long-term client relationships through personalized service.
Questions
What types of insurance do you specialize in?
We specialize in employee benefits, life insurance, long-term care, disability coverage, and Medicare solutions for California small businesses.
How are you different from other insurance agencies?
We provide personalized service with a single point of contact, combining insurance expertise with HR knowledge to create tailored solutions for growing businesses.
Do you work with startups and very small businesses?
Yes, we work with businesses starting from single employees up to 100+ employee organizations, scaling solutions to match company size and growth stage.
What is your consultation process like?
We begin by understanding your specific needs through detailed discussions, then recommend customized coverage options that balance protection with budget considerations.
Are you licensed to operate in California?
Yes, we hold California Department of Insurance license #OE81074 and operate as a Covered California Broker with full state compliance.
